WHAT TO KNOW
TWO HEALTHCARE PLANS
TWO HEALTHCARE PLANS
We offer two healthcare plans so you can choose the one right for you and your family. Take a look at our two plans here.
We offer two healthcare plans so you can choose the one right for you and your family. Take a look at our two plans here.
HSA CONTRIBUTION
For 2021, we'll contribute $1,000 into your Health Savings Account if you are enrolled as an individual and $2,000 if you are enrolled with dependents. Learn more about this benefit here.
HSA CONTRIBUTION
For 2021, we'll contribute $1,000 into your Health Savings Account if you are enrolled as an individual and $2,000 if you are enrolled with dependents. Learn more about this benefit here.
If you have any questions about your healthcare or benefits, contact our dedicated employee advocate at Lacher, Laura Mullins!
If you have any questions about your healthcare or benefits, contact our dedicated employee advocate at Lacher, Laura Mullins!
QUESTIONS?
QUESTIONS?
ELIGIBILITY
All full-time employees with a normal schedule of 30-40 hours per week are eligible for the benefits described in this guide. Medical and dental benefits begin on the first of the month following 30 days of employment, while life and disability benefits begin on the first of the month following 90 days of employment. Part-time and internship employees are not eligible to participate.
If you do not enroll within 90 days of your initial eligibility period, you will not have an opportunity to do so until the next open enrollment period, unless you have a Qualifying Life Event.
Eligible dependents include: (1) Your legal spouse; and (2) Your children up to age 26. Only those dependents who meet the eligibility requirements can enroll for coverage.
MEDICAL
With our medical plans you can access care in-network or out-of-network. We recommend accessing in-network care whenever possible, as it will be less expensive. The medical plans are administered by Independence Administrators.
Click here to determine which medications are covered under your plan and any applicable limitations.
Click here to view the details of your medical plans, as well as your rights as a participant.
HSA - HEALTH SAVINGS ACCOUNT
A Health Savings Account (HSA) combines high deductible health insurance with a tax-favored savings account. Money in the savings account can help pay the deductible. And money left in the savings account earns interest and is yours to keep.
For 2021 you can contribute up to $3,600 if you enroll as a single in the medical plan, or up to $7,200 if you enroll as a family. Additionally, if you are age 55 or older, you are eligible to make a catch-up contribution of $1,000.
For 2021, ABC will continue to make a contribution of $1,000 if you are enrolled in the Qualified High Deductible medical plan as an individual and $2,000 if you are enrolled with dependents. This amount is prorated for new employees based on your hire date within the plan year. Here is a list of common HSA eligible expenses.
DENTAL
This benefit is available if you want a little extra protection for those pearly whites.
The Dental plan is administered by United Concordia and offers both in-network and out-of-network coverage.
Need to access your Dental ID card? Click here.
Click here to view the details of your dental plan.
OTHER BENEFITS
Now let’s talk about the extras.
PROGRAM
CancerCARE
The If you or a loved one is facing a cancer diagnosis, CancerCARE can help.
Learn more.
PASSPORT TO HEALTH
Earn points to save money on your healthcare.
Our wellness program, Passport to Health, allows you to save money on your healthcare by participating in healthy activities.
Here are the highlights of the program.
If you have questions, please call Attentive Health at 877-875-0333 or email abc@attentivehealth.com.
LACHER WILL HELP
We have great news for all employees who have chosen to enroll in our healthcare & benefits program. As our benefits consultants, Lacher can help you get the most from your healthcare and benefits program.
LACHER WILL HELP YOU OR A MEMBER OF YOUR FAMILY WITH
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Any claims that you believe haven’t been properly paid
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Questions regarding a bill sent by a doctor, dentist, lab or hospital
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Further clarification on any insurance matters
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Questions about your healthcare benefits
DEDICATED ADVOCATE
We have a dedicated Employee Advocate who is ready to help you deal with any situation in a discreet, confidential manner.
Our Advocate is:
Laura Mullins
Direct line: 215-660-0334
lauram@lacherinsurance.com
Fax: 215-723-8604